Crypto taxes. Make sense of it, one record at a time.
CryptoTaxAI is a free crypto tax resource for US filers: five browser-based tools (capital gains estimator, tax-loss harvesting planner, staking income tracker, 1099-DA reconciler, and a two-minute software-fit quiz) and 29 plain-English guides built on the IRS rules in force for the 2026 tax year — Form 8949, cost-basis methods, the 1099-DA, wash sales and more — including what to do when your Form 1099-DA shows proceeds without your cost basis. Estimate what you owe before you talk to your CPA. No account; your numbers never leave your browser.
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Free tools that do the math
Estimators for the moments that matter most — before you sell, before year-end, and before you file.
Crypto Tax Calculator
Enter a buy and a sell. Get your gain or loss, holding period, and an estimated federal tax on the gain using 2026 brackets.
Open calculator →Tax-Loss Harvesting Estimator New
See how much tax you could offset by selling losing positions before December 31 — including the $3,000 ordinary-income limit.
Open estimator →Staking & Mining Income Tracker New
Log staking, mining, and airdrop rewards at their fair market value when received — the IRS treats them as ordinary income.
Open tracker →How crypto tax works in 3 steps
The IRS treats crypto as property. Every step below links to the official rule.
Track every event
Selling, trading one coin for another, and spending crypto are all taxable events. Wallet-to-wallet transfers are not. What's taxable →
Compute gain or loss
Proceeds minus cost basis, per lot. Short-term (≤ 1 year) is taxed like wages; long-term (> 1 year) gets lower rates. Cost basis methods →
Report it right
Each trade goes on Form 8949, totals flow to Schedule D, and everything attaches to your Form 1040. Form 8949 guide →
2026 IRS guides, in plain English
Every guide cites the official IRS source. Numbers are checked against IRS publications — not copied from blogs.
Crypto Capital Gains Tax Rates 2026
Short-term vs. long-term rates, 2026 income brackets, and the holding-period rule — with the exact IRS citations.
Read guide →Form 1099-DA Basis Reporting 2026
What your broker reports to the IRS for 2025 sales, why your cost basis may be missing, and how to reconcile the form against your own records.
Read guide →How to Report Crypto on Your Tax Return
Form 8949, Schedule D, and Form 1040 — line by line, with a checklist for filing your 2026 taxes in early 2027.
Read guide →Crypto Cost Basis Methods Explained
FIFO, LIFO, HIFO, and specific identification — how the choice changes your tax bill, with worked examples.
Read guide →What Crypto Activity Is Taxable?
Selling, trading, spending, staking, airdrops — which events create tax and which don't, in one page.
Read guide →Crypto Tax-Loss Harvesting 2026
How realizing losses before December 31 can offset your gains, the $3,000 ordinary-income limit, and where the wash-sale rule stands for crypto.
Read guide →Doing more than a few trades?
Our calculators are perfect for estimates. For hundreds of transactions across exchanges and wallets, dedicated crypto tax software imports everything and generates your Form 8949 automatically. Start with our head-to-head Koinly vs CoinTracker comparison.
Best overall value
Compare the top crypto tax platforms side by side — pricing, free tiers, integrations, and which one fits your trading volume.
Compare software →Free import & preview
Most leading platforms let you import unlimited transactions and preview your gains free — you only pay to download the report.
See free options →1099-DA ready
Brokers began issuing Form 1099-DA for 2025 sales. The right software reconciles it against your own records.
Why it matters →Where are you in tax season?
Pick the situation that sounds like yours: each path takes about two minutes.
Estimating a few trades
A handful of buys and sells? Run the free calculator for your gain or loss and an estimated federal tax.
Open the calculator →Received a 1099-DA
Your broker's new form reports your proceeds, but maybe not your cost basis. See what it means before you file.
Open the reconciler →Hundreds of transactions
Too many trades to track by hand? Dedicated software imports them all and builds your Form 8949 for you.
Compare software →State questions
Your state may tax the same gain again — or not at all. See the 2026 rates, forms, and gotchas for 12 states.
Crypto tax by state →Working through a checklist
Records, reconciliation, forms, follow-up — twenty steps in the order they have to happen, saved in your browser as you tick them off.
Open the checklist →Watching the dates
When the 1099-DA lands, when estimates are due, and the December 31 line that decides which year a loss belongs to.
See the 2026 calendar →Crypto tax questions, answered
Short answers, official sources.
Know your number before the IRS does
Run a free estimate in under a minute — then use the guides to file it right.
Calculate my crypto tax →Run a crypto tax tool or service?
You can apply for a free listing on CryptoTaxAI — a dedicated profile page, reviewed by hand before anything is published.